:root {
  --ink: #1c1b1a;
  --sand: #f7f2e8;
  --sun: #f4b94a;
  --sea: #1f6f78;
  --brick: #8b3c24;
  --mist: rgba(28, 27, 26, 0.08);
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: "Space Grotesk", "Trebuchet MS", sans-serif;
  color: var(--ink);
  background: radial-gradient(circle at top left, #fff6da 0%, #f7f2e8 45%, #efe7d6 100%);
  min-height: 100vh;
}

.grain {
  position: fixed;
  inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='120' height='120' viewBox='0 0 120 120'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.8' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='120' height='120' filter='url(%23n)' opacity='0.05'/%3E%3C/svg%3E");
  pointer-events: none;
  mix-blend-mode: multiply;
  z-index: 0;
}

.hero {
  position: relative;
  z-index: 1;
  padding: 5rem 7vw 3rem;
}

.hero-content {
  max-width: 1100px;
  margin: 0 auto;
  display: grid;
  gap: 2rem;
}

.eyebrow {
  text-transform: uppercase;
  letter-spacing: 0.18em;
  font-size: 0.8rem;
  margin: 0;
}

h1, h2, h3, h4 {
  font-family: "Fraunces", "Times New Roman", serif;
  margin: 0 0 0.5rem;
}

h1 {
  font-size: clamp(2.6rem, 4vw, 4rem);
  line-height: 1.05;
}

.lede {
  font-size: 1.2rem;
  max-width: 620px;
}

.cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
}

.btn {
  text-decoration: none;
  padding: 0.8rem 1.6rem;
  border-radius: 999px;
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 2px solid transparent;
}

.btn.primary {
  background: var(--ink);
  color: var(--sand);
}

.btn.ghost {
  border-color: var(--ink);
  color: var(--ink);
  background: transparent;
}

.hero-card {
  background: #fffaf0;
  border: 1px solid var(--mist);
  border-radius: 22px;
  padding: 1.8rem;
  box-shadow: 0 20px 60px rgba(28, 27, 26, 0.1);
  display: grid;
  gap: 1.5rem;
  max-width: 720px;
}

.card-top,
.card-bottom {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(140px, 1fr));
  gap: 1rem;
}

.label {
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-size: 0.7rem;
  margin: 0 0 0.35rem;
}

.value {
  font-size: 1.2rem;
  margin: 0;
}

.timeline {
  position: relative;
  display: flex;
  align-items: center;
  gap: 1rem;
}

.timeline .line {
  position: absolute;
  height: 2px;
  left: 0;
  right: 0;
  background: var(--mist);
}

.dot {
  position: relative;
  z-index: 1;
  padding: 0.35rem 0.8rem;
  border-radius: 999px;
  font-size: 0.75rem;
  font-weight: 600;
  color: #fff;
}

.dot.paid {
  background: var(--sea);
}

.dot.pending {
  background: var(--sun);
  color: var(--ink);
}

.dot.cleared {
  background: var(--brick);
}

main {
  position: relative;
  z-index: 1;
}

.strip {
  background: var(--ink);
  color: var(--sand);
  padding: 3rem 7vw;
}

.strip-inner {
  max-width: 900px;
  margin: 0 auto;
}

.grid {
  padding: 4rem 7vw;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1.8rem;
  max-width: 1100px;
  margin: 0 auto;
}

.grid-item {
  background: #fffaf0;
  padding: 1.6rem;
  border-radius: 18px;
  border: 1px solid var(--mist);
  box-shadow: 0 10px 30px rgba(28, 27, 26, 0.06);
}

.steps {
  padding: 4rem 7vw;
  max-width: 1100px;
  margin: 0 auto;
}

.steps-head {
  display: grid;
  gap: 0.6rem;
  max-width: 620px;
}

.steps-row {
  margin-top: 2rem;
  display: grid;
  gap: 1.5rem;
  grid-template-columns: repeat(auto-fit, minmax(230px, 1fr));
}

.step {
  background: #fffaf0;
  border-radius: 18px;
  padding: 1.6rem;
  border: 1px solid var(--mist);
}

.step span {
  font-weight: 700;
  color: var(--brick);
}

.privacy {
  padding: 3.5rem 7vw;
  display: grid;
  gap: 2rem;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  align-items: center;
  max-width: 1100px;
  margin: 0 auto;
}

.badge {
  background: var(--ink);
  color: var(--sand);
  padding: 1.6rem;
  border-radius: 18px;
  display: grid;
  gap: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-size: 0.75rem;
}

.faq {
  padding: 4rem 7vw;
  max-width: 1100px;
  margin: 0 auto;
}

.faq-grid {
  display: grid;
  gap: 1.5rem;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
}

.cta {
  margin: 2rem 7vw 4rem;
  padding: 3rem;
  border-radius: 24px;
  background: linear-gradient(120deg, #f8e2b9 0%, #f0cfa2 40%, #f2d9c1 100%);
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

footer {
  padding: 2rem 7vw 4rem;
  text-align: center;
  font-size: 0.9rem;
}

.fine {
  opacity: 0.6;
}

@media (max-width: 720px) {
  .hero {
    padding: 4rem 7vw 2rem;
  }

  .cta {
    padding: 2.4rem;
  }
}